Question 1

Is the loan application process completely online?

Accepted Answer

Yes, our entire application process is 100% online. You can apply from anywhere, anytime. The application takes just 2 minutes, and you'll receive a decision within 24 hours (often same day). No branch visits or physical paperwork required.

Question 2

How long does the approval process take?

Accepted Answer

We provide decisions in as fast as 2 hours during business hours. Most applications receive a response within 24 hours. Once approved and you accept the offer, funds are transferred to your account within 24 hours.

Question 3

Will applying affect my credit score?

Accepted Answer

We perform a soft credit check during the initial assessment which doesn't impact your credit score. A full credit check is only conducted after you've reviewed and accepted our loan offer. We focus primarily on your business performance and cash flow.

Question 4

Can I apply if I have existing business loans?

Accepted Answer

Yes, you can apply even with existing business loans. We can help consolidate your debts or provide additional working capital. We'll assess your overall financial position and ensure any new loan is sustainable for your business.

Question 5

What happens after I submit my application?

Accepted Answer

After submission: 1) You'll receive an immediate confirmation email, 2) Our team reviews your application and bank statements, 3) We'll contact you if we need any clarification, 4) You receive a decision with loan terms, 5) Upon acceptance, funds are transferred within 24 hours.

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