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How can I get a fast business loan in Australia?

Fast business loans in Australia are available from $10,000 to $350,000 with same-day approval. Requirements: 6+ months trading, $6,000+ monthly revenue, valid ABN. Apply online in 2 minutes, receive a decision within 2-4 hours, and get funds deposited within 24 hours. No property security required - approval is based on business cash flow and performance.

Same-Day Funding Available

Fast Business Loans for Extra Cash Flow

Get same-day approval on business loans from $10,000 to $350,000. Ideal for established Australian businesses needing quick access to working capital, equipment finance, or growth funding. Flexible 3-24 month terms with transparent fees and no property security required.

Same-Day Funding Available

Get funds within 24 hours of approval

Flexible Payment Terms

Choose 3-24 month terms with weekly or monthly repayments

Simple Requirements

6+ months trading, $6K monthly revenue, ABN required

Fast Business Loans Australia
2-4 hrs
Approval Time
24 hrs
Funding Speed
$350K
Maximum Loan
0%
Security Required

Fast Business Finance for Australian SMEs

Our streamlined lending process delivers quick business funding when you need it most. With approval times as fast as 2 hours and same-day funding available, we help Australian businesses seize opportunities and manage cash flow challenges effectively.

Working Capital Loans

  • Loans from $10K to $350K
  • 3-24 month terms
  • Weekly/monthly repayments

Equipment Finance

  • Fund new equipment
  • No asset security needed
  • Quick approval process

Business Growth

  • Expansion funding
  • Marketing investments
  • Inventory finance

Fast Loans vs Traditional Banks

See how Velociti's fast business loans compare to traditional bank lending

Feature Velociti Fast Loan Traditional Banks
Approval Time 2-4 hours 2-4 weeks
Funding Speed 24 hours 1-2 weeks
Security Required None Property/Assets
Application Time 2 minutes 30-60 minutes
Documentation Minimal Extensive
Credit Flexibility High Strict

Why Choose Velociti for Fast Business Finance?

Quick Application

2-minute online application with minimal documentation required

Fast Approval

Same-day decisions and funding within 24 hours

High Approval Rate

Flexible criteria focused on business performance

Transparent Terms

Clear fees and no hidden charges

Common Uses for Fast Business Loans

Working Capital

Manage cash flow gaps and daily operations

  • Inventory purchases
  • Staff wages
  • Operating expenses

Business Growth

Fund expansion and development projects

  • New locations
  • Equipment upgrades
  • Marketing campaigns

Seasonal Demands

Prepare for peak periods and opportunities

  • Stock purchasing
  • Temporary staff
  • Marketing boosts

Emergency Funding

Handle unexpected expenses and opportunities

  • Equipment repairs
  • Urgent orders
  • Quick opportunities

Business Improvements

Invest in business enhancement

  • Renovations
  • Technology upgrades
  • Process improvements

Debt Consolidation

Streamline multiple payments into one

  • Supplier payments
  • Credit card debt
  • Equipment loans

Frequently Asked Questions

Everything you need to know about fast business loans

How fast can I get a business loan approved?
With Velociti Capital, you can receive a business loan approval decision within 2-4 hours of submitting your complete application. Once approved, funds are typically deposited into your account within 24 hours, making it one of the fastest business loan options in Australia.
What do I need to qualify for a fast business loan?
To qualify, your business needs: an active ABN, at least 6 months of trading history, minimum monthly revenue of $6,000, and an Australian-based operation. You'll need to provide 6 months of bank statements for assessment. No property security is required.
How much can I borrow with a fast business loan?
Velociti Capital offers fast business loans ranging from $10,000 to $350,000. The exact amount you qualify for depends on your business's monthly revenue, cash flow patterns, and overall financial health as shown in your bank statements.
Do I need collateral or security for a fast business loan?
No, Velociti Capital's fast business loans are not asset backed, meaning you don't need to provide property or asset security. Approval is based on your business's cash flow and performance rather than physical collateral.
What are the repayment terms for fast business loans?
Fast business loans from Velociti Capital offer flexible terms from 3 to 24 months. You can choose between weekly or monthly repayment schedules to match your business cash flow. There are no early repayment penalties if you want to pay off your loan sooner.
Can I get a fast business loan with bad credit?
Yes, Velociti Capital focuses on your current business performance rather than past credit issues. While credit history is considered, we primarily assess your business's cash flow and recent trading patterns. Many businesses with less-than-perfect credit have been approved.
How long does the application process take?
The online application takes approximately 2-5 minutes to complete. You'll need basic business information and 6 months of bank statements. After submission, our team reviews your application and typically provides a decision within 2-4 hours during business days.
Are there any hidden fees with fast business loans?
No, Velociti Capital operates with complete transparency. All fees, including establishment fees and interest rates, are clearly disclosed in your loan offer before you sign. There are no hidden charges, and you'll know the total cost of your loan upfront.

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Step-by-step process for business loan applications

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Compare with Banks

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Need Fast Business Funding?

Access quick funding from $10,000 to $350,000 with same-day approval. Complete our 2-minute application and get funds within 24 hours.