For brokers
Open-minded funding for open-minded brokers
Every deal assessed on its merits. No minimum credit score, no hard lines on industry, no fixed product matrix. Your underwriter is your BDM, so the person assessing the file is the person you pitch and structure with.
- Loan size
- $5K to $2M
- Offer in
- Under 60 min
- Settle in
- Under 2 hours
- Term
- Up to 12 months
Why brokers send us the hard files
Single point of contact
Brokers deal directly with the underwriter, who is also the BDM. Deals can be workshopped, structured and approved in the same conversation.
Turnaround in hours, not days
Decisions move at the pace of the deal rather than an internal review queue.
Structures built around cash flow
Facilities are tailored to how the client actually trades, not fitted to a rigid product matrix.
Genuinely case by case
No hard lines on industry, security type or credit history. Every deal is assessed on its own facts.
Process
Submission to settlement runs on hours
The wall-clock view from the file landing with your nominated underwriter. Delays almost always come from incomplete files, so send everything at once.
- T+0 Submit File and bank statements arrive with your nominated underwriter.
- T+0:20 Triage Underwriter assigned, scope call made.
- T+1:00 Offer Conditional terms issued.
- T+1:30 Docs Client e-signs, security in place.
- T+2:00 Settle Funds drawn to the nominated account.
Submission checklist
- Company or trust ABN
- Director full names
- Industry
- 6 months of business bank statements
- Use of funds and indicative amount
- Existing facilities, if any
- Property ownership, if any
Hours: Monday to Friday, 8:00 to 18:00 AEST.
Platinum broker program
Our accreditation tier for high-performing brokers
Platinum brokers get direct access, priority handling and support on the files that take real structuring. Accreditation is by invitation once you have a track record with us.
Direct to the decision-maker
Your file goes straight to the underwriter who will assess it. No triage queue, no relationship manager relaying questions.
Deals workshopped live
Structure, security and cadence can be talked through and agreed in the same conversation as the pitch.
Priority turnaround
Accredited files are picked up first. If a deal is time-critical, say so and it moves to the front.
Products across the spectrum
Business loans, bridging, lender payouts, reverse loans and a line of credit coming. One panel for most of what lands on your desk.
Support on the hard files
Past defaults, ATO arrangements, unusual industries and complex ownership are conversations rather than dead ends.
You keep the client
Your client stays your client. Come back with them and the relationship is recognised every cycle.
Remuneration is discussed directly with your underwriter at accreditation.
The originator rule
You keep the seat on every renewal and internal refinance
You originate the relationship once and it stays yours. If the client comes back to Velociti for a top-up, an internal refinance or a fresh facility, the originator is recognised on the file, whether or not you are involved in the new deal.
One client. One originator. Every cycle.
Renewal
Client returns to Velociti for a new facility in the same product family after the original is repaid.
Top-up
Additional drawdown sits behind or refinances the existing facility while it is still live.
Internal refinance
An existing Velociti facility is restructured into a new product, such as short-term into a reverse loan.
Got a file nobody else will read?
Send it straight to your nominated underwriter. No relationship manager in the middle.