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Velociti Capital
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Business loan

Working capital, settled in hours

An unsecured facility paid straight into your account, with repayments shaped around your seasonality and operating cycle. Our most-used product.

Amount
$5,000 to $2,000,000
Term
Up to 12 months
Security
Unsecured
Offer in
Under 60 minutes
Owner working on the floor of a small retail and repair workshop

How it works

Send us your details and six months of business bank statements. A human underwriter reads the file, and conditional terms are usually back with you inside the hour. Settlement typically follows within two hours of submission.

Repayments can be daily, weekly, seasonal, fortnightly or monthly. We size them against how the business actually trades rather than a fixed schedule, and we lend up to 100% of monthly turnover.

The average facility runs about five months. Security is a personal guarantee and GSA. There is no property required.

Commonly used for

  • Stock and inventory
  • Equipment and vehicles
  • Fit-outs and repairs
  • Wages and ATO bills
  • Marketing and hiring
  • Covering a seasonal dip

Need the funds today?

Offer in under 60 minutes, settlement in under two hours.