Our products
Private credit across the full security spectrum
Secured, unsecured, property-backed and asset-backed. We structure the facility around the deal, so security type, term and repayment cadence are inputs rather than boxes to fit into.
- Loan size
- $5K to $2M
- Term
- Up to 12 months
- Offer in
- Under 60 min
- Settle in
- Under 2 hours
Business loans Unsecured · up to 12 months Working capital facilities. Fast approval, repayments shaped to seasonality and operating cycles. 02 
Bridging loans Ultra short-term · bullet repayment Preferential rates to bridge timing gaps between known inflows and outflows: settlements, contract milestones, pending refinances. 03 
Lender payouts & refinancing All lenders · full payout only We pay out existing lenders and consolidate exposure under a single Velociti facility, often at improved terms. No partial refinances. 04 
Reverse loans Weekly top-up · existing lender stays A weekly capital injection that runs alongside an existing lender, covering their repayment and leaving surplus working capital. The original facility runs to term untouched. 05 
Line of credit Coming soon Revolving facility Draw down and repay against an approved limit. Working capital on tap, and you only pay for what you use. Where most lenders draw red lines, we make a call
There is no minimum credit score, no automated decisioning and no restricted-industry list. A human underwriter reads every file, and industry context is an input to pricing rather than a knock-out.
Defaults, prior positions and ATO debt are acceptable, read in the context of the trading story. Repayments are daily, weekly, seasonal, fortnightly or monthly, sized to how the business actually trades.
Eligibility floor
- Minimum trading history
- 3 months
- Minimum monthly revenue
- $10,000
- Security structure
- PG and GSA
- Lending basis
- Up to 100% of monthly turnover
Not sure which one fits?
Tell us about the deal and we will structure it. Offer in under 60 minutes.