Reverse loan
Keep your existing facility, ease the pressure
A weekly capital injection that runs alongside your current lender. We top you up each week to cover their repayment and leave surplus working capital behind.
- Cadence
- Weekly top-up
- Existing lender
- Stays in place
- Term
- Up to 12 months
- Structure
- Runs alongside
How it works
Sometimes a facility is affordable in principle but the repayment cadence is choking the week. A reverse loan solves the cadence problem without unwinding the original deal.
Each week we advance funds sized to cover the existing lender repayment plus a working capital margin. Your original facility runs to term untouched and your relationship with that lender is unaffected.
This suits businesses part-way through a facility with a payout figure that is not worth clearing, but a weekly draw that is hurting.
Worth a conversation if
- Weekly repayments are tight
- Your payout figure is still high
- You are mid-term with a good lender
- You need working capital, not a refinance
- A consolidation is not the right move yet
Repayments squeezing the week?
We can run alongside your current lender rather than replacing them.