Buying a container early at a 14% supplier discount

The challenge

The supplier had surplus stock and wanted it moved before their quarter closed. The discount was worth roughly $13,000 on a $95,000 order, and the offer expired in two days.

The importer’s bank quoted three weeks for a decision and wanted a director’s guarantee secured over the family home. By the time that process finished the container would have been sold to someone else.

The solution

We assessed six months of statements and had conditional terms back in under an hour. Funding followed the same day, unsecured.

The term was set at four months to match the sell-through cycle on that stock, so the facility cleared roughly as the container converted to revenue rather than sitting over the business afterwards.

Why the deal worked

The maths was unambiguous. The discount comfortably exceeded the cost of the facility over four months, which made it a commercial decision rather than a funding one.

The importer had clean, consistent statements and knew their sell-through rate. That let us size the term with confidence instead of defaulting to a longer one.

The outcome

The container was paid for inside the 48-hour window. The stock sold through in nineteen weeks and the facility was repaid on schedule.

They have since used the same approach twice more with the same supplier.